Cyclescheme – Commute to work tax-free

With Cyclescheme, you can get a bike tax-free, which for most people means they save about a third of the cost. You pay over 12-months, directly from your salary, so there is no credit check, interest or longwinded application form to worry about. 

Cyclescheme work with a large network of independent bike shops too - with over 1,900 stores nationwide you can get almost any make or model of bike. It’s simple to set up and is free for both you and your employer (your employer will actually save money too through reduced national insurance contributions). So, if your employer isn’t signed up, click here and find out more about how they can get on board.

Find out more about Cyclescheme and how it all works here. If you still need some more information, check out this handy video which should explain it all a little better.

Ride it away – Spread the cost of buying a new bike

Ride it away is an initiative created to help get more people riding quality bikes by spreading the purchase cost with retail finance. You can find it in specialist cycle shops nationwide.

Ride it away shops are exclusively ACT members who form a national network of specialist cycle shops stocking a wide range of bicycle brands and accessories with the facility for you to purchase using retail finance.

There is a range of finance options available from 0% APR to 23.9% APR over varying periods commencing with 6 months. Interest rates, terms and the products available may vary store by store.

Find out more about Ride it away and find a local Ride it away shop here.

Find your local bike shop

Now you’ve decided how you will afford your bike, you need to know where to get it from. The British Cycling website has a great tool to showcase all the bike shops in your area, thanks to The Cycling Experts.

Simply punch in your post code and away you go. You can modify your search according to many differing criteria to suit your needs, from being a female friendly bike shop to offering specific finance packages (as detailed above) when buying your bike.

Find your local bike shop.

British Cycling membership

Whilst you are buying your bike it is also worth considering getting liability insurance to cover you when you are out and about on your bike. British Cycling offer peace of mind third party liability insurance for you with Ride, Race Silver or Race Gold membership. From just over £2 a month, you will get liability insurance along with a whole host of great benefits for you, including retail discounts and top tips and advice.

Get insured with British Cycling Bike Insurance 

British Cycling Bike Insurance is available to all members, whether you are a commuter, racing cyclist or leisure rider, and is provided by a major UK cycle insurer at preferential rates.

It has been designed exclusively for British Cycling members by the insurers behind Cycleguard, one of the leading cycle insurance providers. Not only is the product bespoke to members, we have secured a preferential rate too.

The best bit about the insurance cover is that it works on a ‘create your own cover’ system, so you only pay for the cover that you need.

Find out more here.