Motor Vehicle Insurance for Road Event Officials
Occasional motor vehicle insurance is available to members who organise road events or perform a key role as a designated road race official. This insurance cover forms an extension to British Cycling's motor fleet policy and has been arranged for the benefit of race organisers and key officials that are unable to find cover for their activities under their own personal motor vehicle insurance. It is for members using their own vehicle and is for the duration of a road event only. For the purpose of this insurance cover 'the duration of the event' is defined as meaning from the start of a race until the end of a race and does not include the use of the vehicle between stages.
Members wishing to receive the benefit of motor vehicle insurance whilst using their own vehicles must provide vehicle and personal details to the organiser in advance of the event. In order to effect this cover the organiser must submit vehicle insurance requirements to British Cycling headquarters on an official registration form in advance of the event and certain conditions apply: all drivers must be members of British Cycling; be aged 21 years or over; and be the 'named and normally insured' driver of the vehicle.
This special extension to British Cycling's motor vehicle insurance arrangements is 'comprehensive' (i.e. not 'third party') in the event of a road traffic incident only and does not provide insurance cover for property or vehicle damage claims arising from the use of radio and other event equipment and the policy does carry an 'excess' that will be paid by the Federation in the event of a claim.
The provision of motor vehicle insurance cover to nominated event officials is conditional and responsibility for compliance rests with the individual driver.
Responsibility for registering an event's vehicle insurance requirements rests with the event organiser.